Critical illness is the biggest cause of bankruptcy in a family. In fact, 66.5% of individuals who file for bankruptcy cite medical expenses as a key factor. The vast majority of those cases involve people who have good health insurance.

The reality is, most major medical insurance policies limit what they will cover when it comes to critical illnesses, such as:

  • Heart attack
  • Stroke
  • Cancer
  • Parkinson's Disease
  • ALS
  • And others

Many people spend all their money, max out their credit cards, and dig themselves into a chasm of debt just to cover hospital bills. Of course, medical treatment is just one of many expenses individuals with critical illnesses face.

Travel expenses, job loss, and other peripheral costs not covered by insurance can pile debt higher and higher.

What if you had access to an emergency fund solely dedicated to critical illness expenses? At Better Benefits Group, you can.

We offer critical illness policies that provide you with the most important asset when going through a painful season: cash.



Critical care insurance fills the gaps that major medical can’t. You may need money to cover your deductible, or you may simply need to replace your income so you can stop working and focus on healing. Either way, a critical illness insurance policy will provide you with the funds you need to get you through this season without mounds of debt or the need to file for bankruptcy.

Getting the money you need when you need it most is simple:

  • File a claim
  • Get paid cash for any expenses you need to cover
  • Ease the financial stress and focus on healing

Whether you’re an individual seeking critical illness coverage or a business owner looking for an affordable benefits package for your employees, Better Benefits Group has what you need.