Imagining a day when you need help providing basic care for yourself is not something anyone wants to think about. However, whether it is due to illness or age, over 60% of all individuals will need home health or facility care at some point in their lives.
When that day comes, if you do not have a plan, this responsibility falls on your family. A debilitating injury or serious illness can require long term care. This can cause financial hardship for the people caring for or paying for the care of their loved ones.
You can help the people you love provide the care you need by purchasing long-term care insurance.
Medicare and traditional medical insurance cover some medical costs, but they do not cover long term care. Long term care insurance, also called nursing home insurance, covers expenses such as nursing home expenses, primary home care attendants, and other similar costs.
If you are looking for quality long term care insurance as part of financial planning, Better Benefits Group is here to help. We offer a variety of customizable plans that will suit your needs.